1. Home
  2. Belling
  3. Belling BMR60DODFB User Manual
  4. Page 5

Belling BMR60DODFB Mini Richmond 60cm Dual Fuel Range Cooker Black

INSTRUCTION MANUAL - Page 5

For BMR60DODFB. Also, The document are for others Belling models: BMR60DODFW

PDF File Manual, 44 pages, Read Online | Download pdf file

BMR60DODFB photo
Loading ...
Loading ...
Loading ...
5
WARNING: ensure that no downward
pressure is applied to the oven door when
open. In particular,do not allow a child to
climb on to open oven door.
WARNING: accessible parts can become hot
during use, especially the oven door. To avoid
burns, young children must be kept away.
WARNING: Young children should be
supervised to ensure they do not play
with this appliance.
WARNING: During use this appliance
becomes hot. Care should be taken to
avoid touching hot external and internal
surfaces when in use. Use oven gloves.
CAUTION: The cooking process has to be
supervised. A short term cooking process
has to be supervised continuously.
SAFETY PRECAUTIONS
This appliance is not intended for use by persons
(including children) with reduced physical, sensory
or mental capabilities, or lack of experience and
knowledge, unless they have been given supervision
or instruction concerning use of the appliance by
a person responsible for their safety.
Carefully read all instructions before using your appliance and
keep them in a convenient place for reference when necessary.
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
W 7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
W 7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
W 7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
W 7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
WARNINGS & PRECAUTIONS
CONDITIONS OF USE: This appliance is intended to be used
for domestic use, not commercial use.
Ensure all specied vents, openings and
airspaces are not blocked. Make sure that air
is able to circulate freely around the appliance.
Poor ventilation produces a shortage of oxygen.
To ensure your safety all electric appliances
should only be installed or serviced by qualied
staff. If the supply cord is damaged, it must be
replaced by a service agent or similarly qualied
person in order to avoid a hazard.
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
'RQRWKDQJWRZHOVGLVKFORWKVRUFORWKHVIURPWKH
DSSOLDQFHRULWVKDQGOHV
0DNHVXUHWKDW\RXUDSSOLDQFHLVWXUQHGRIIDW
WKHPDLQVEHIRUHFDUU\LQJRXWDQ\FOHDQLQJRU
PDLQWHQDQFHRSHUDWLRQV
'RQRWUHPRYHWKHFRQWURONQREVWRFOHDQWKHFRQWURO
SDQHO
7RPDLQWDLQWKHHIILFLHQF\DQGVDIHW\RI\RXU
DSSOLDQFHZHUHFRPPHQG\RXDOZD\VXVHRULJLQDO
VSDUHSDUWVDQGWRFDOORXUDXWKRULVHGVHUYLFHDJHQWV
ZKHQQHHGHG
7KLVV\PERORQWKHSURGXFWRURQLWVSDFNDJLQJ
LQGLFDWHVWKDWWKLVSURGXFWVKRXOGQRWEH
WUHDWHGDVKRXVHKROGZDVWH,QVWHDGLWVKRXOG
EHKDQGHGRYHUWRWKHDSSOLFDEOHFROOHFWLRQ
SRLQWIRUWKHUHF\FOLQJRIHOHFWULFDODQG
HOHFWURQLFHTXLSPHQW%\HQVXULQJWKLVSURGXFWLV
GLVSRVHGRIFRUUHFWO\\RXZLOOKHOSSUHYHQWSRWHQWLDO
QHJDWLYHFRQVHTXHQFHVIRUWKHHQYLURQPHQWDQG
KXPDQKHDOWKZKLFKFRXOGRWKHUZLVHEHFDXVHGE\
LQDSSURSULDWHZDVWHKDQGOLQJRIWKLVSURGXFW)RUPRUH
GHWDLOHGLQIRUPDWLRQDERXWUHF\FOLQJRIWKLVSURGXFW
SOHDVHFRQWDFW\RXUORFDOFLW\RIILFH\RXUKRXVHKROG
ZDVWHGLVSRVDOVHUYLFHRUWKHUHWDLOHUZKR\RX
SXUFKDVHGWKLVSURGXFWIURP
After using the appliance, make sure that all
controls are in ‘CLOSED’ or ‘OFF’ position.
Install cooker, shelving and ttings
in accordance with this Manual.
The appliance is NOT suitable for installation
or use with aftermarket lids or covers.
WARNING: DO NOT spray aerosols in the
vicinity of this appliance while it is in operation.
WARNING: DO NOT store ammable materials
in the appliance or near the appliance.
WARNING: DO NOT store items of interest
to children in cabinets above the appliance.
Children climbing on the cooktop could be
seriously injured.
DO NOT modify this appliance.
CUT HAZARD: Take care, panel edges are sharp!
Failure to use caution could result ininjury or cuts.
The appliance is NOT intended to be operated
by means of an external timer or separate
remote-control system.
Appliance must be installed according to
current laws and regulations by qualied
tradesmen / installers.
This appliance is intended to be used
in a domestic household environment ONLY!
Commercial use of any kind is NOT covered
under the manufacturer’s warranty!
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
W 7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
W 7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
W 7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
'RQRWKDQJWRZHOVGLVKFORWKVRUFORWKHVIURPWKH
DSSOLDQFHRULWVKDQGOHV
0DNHVXUHWKDW\RXUDSSOLDQFHLVWXUQHGRIIDW
WKHPDLQVEHIRUHFDUU\LQJRXWDQ\FOHDQLQJRU
PDLQWHQDQFHRSHUDWLRQV
'RQRWUHPRYHWKHFRQWURONQREVWRFOHDQWKHFRQWURO
SDQHO
7RPDLQWDLQWKHHIILFLHQF\DQGVDIHW\RI\RXU
DSSOLDQFHZHUHFRPPHQG\RXDOZD\VXVHRULJLQDO
VSDUHSDUWVDQGWRFDOORXUDXWKRULVHGVHUYLFHDJHQWV
ZKHQQHHGHG
7KLVV\PERORQWKHSURGXFWRURQLWVSDFNDJLQJ
LQGLFDWHVWKDWWKLVSURGXFWVKRXOGQRWEH
WUHDWHGDVKRXVHKROGZDVWH,QVWHDGLWVKRXOG
EHKDQGHGRYHUWRWKHDSSOLFDEOHFROOHFWLRQ
SRLQWIRUWKHUHF\FOLQJRIHOHFWULFDODQG
HOHFWURQLFHTXLSPHQW%\HQVXULQJWKLVSURGXFWLV
GLVSRVHGRIFRUUHFWO\\RXZLOOKHOSSUHYHQWSRWHQWLDO
QHJDWLYHFRQVHTXHQFHVIRUWKHHQYLURQPHQWDQG
KXPDQKHDOWKZKLFKFRXOGRWKHUZLVHEHFDXVHGE\
LQDSSURSULDWHZDVWHKDQGOLQJRIWKLVSURGXFW)RUPRUH
GHWDLOHGLQIRUPDWLRQDERXWUHF\FOLQJRIWKLVSURGXFW
SOHDVHFRQWDFW\RXUORFDOFLW\RIILFH\RXUKRXVHKROG
ZDVWHGLVSRVDOVHUYLFHRUWKHUHWDLOHUZKR\RX
SXUFKDVHGWKLVSURGXFWIURP
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
:DUQLQJ5LVNRI¿UHÀDPPDEOHPDWHULDOV
,QMXU\RUSURSHUW\GDPDJHULVN
2SHUDWLQJWKHV\VWHPFRUUHFWO\
'HDU&XVWRPHU
&RQJUDWXODWLRQVRQWKHSXUFKDVHRI\RXUQHZSURGXFWIURP%HOOLQJ
:HUHFRPPHQG\RXSOHDVHWDNHVRPHWLPHWRUHDGWKHLQVWUXFWLRQPDQXDOWKRURXJKO\WR
IDPLOLDULVH\RXUVHOIZLWKWKHIXQFWLRQDOLW\DQGRSHUDWLRQVWRHQVXUHRSWLPXPSHUIRUPDQFH
RI\RXUQHZDSSOLDQFH
$IWHUUHDGLQJWKHPDQXDOSOHDVHVWRUHLWLQDVDIHDQGDFFHVVLEOHORFDWLRQIRUIXWXUH
UHIHUHQFH
,QVWDOODWLRQ
7KHLQVWDOODWLRQRI\RXUQHZDSSOLDQFHPXVWEHFDUULHGRXWE\DTXDOLILHG
LQVWDOOHUWHFKQLFLDQLQDFFRUGDQFHWRORFDOUHJXODWLRQV
3OHDVHHQVXUHDOOSDFNDJLQJPDWHULDOVDUHGLVSRVHGRIFRUUHFWO\
&XVWRPHU&DUH
2XU&XVWRPHU&DUHFHQWUHLVDYDLODEOHVKRXOG\RXZLVKWROHDUQPRUHDERXW\RXU
DSSOLDQFHLQUHODWLRQWRKRZWRXVHLWWRLWVEHVWSRWHQWLDORUWLSVRQFOHDQLQJDVZHOO
DVDYDLODEOHDFFHVVRULHV
)RUIXUWKHUGHWDLOVSOHDVHFRQWDFWRXU&XVWRPHU&DUH7HDP
$XVWUDOLD
RUHPDLOFXVWRPHUFDUH#KDSOFRPDX
1HZ=HDODQG
RUHPDLOVDOHV#JOHQGLPSOH[FRQ]
7KDQN\RX
5HJDUGV
%HOOLQJ$XVWUDOLDDQG1HZ=HDODQG
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
&DUHIXOO\UHDGDOOLQVWUXFWLRQVEHIRUHXVLQJ\RXU
DSSOLDQFHDQGNHHSWKHPLQDFRQYHQLHQWSODFHIRU
UHIHUHQFHZKHQQHFHVVDU\
7KLVDSSOLDQFHFDQEHXVHGE\FKLOGUHQDJHGIURP
\HDUVDQGDERYHDQGE\SHUVRQVZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFN
RIH[SHULHQFHDQGNQRZOHGJHLIWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJXVHRI
WKHDSSOLDQFHLQDVDIHZD\DQGXQGHUVWDQGWKH
KD]DUGVLQYROYHG&KLOGUHQVKRXOGQRWSOD\ZLWKWKH
DSSOLDQFH&OHDQLQJDQGXVHUPDLQWHQDQFHVKRXOG
QRWEHPDGHE\FKLOGUHQZLWKRXWVXSHUYLVLRQ
7KHDSSOLDQFHDQGLWVDFFHVVLEOHSDUWV
EHFRPHKRWGXULQJXVH&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWV.HHSFKLOGUHQOHVVWKDQ
\HDUVRIDJHDZD\XQOHVVWKH\DUHFRQWLQXDOO\
VXSHUYLVHG
8QDWWHQGHGFRRNLQJRQDKREZLWK
IDWRURLOFDQEHGDQJHURXVDQGPD\UHVXOWLQILUH
1(9(5WU\WRH[WLQJXLVKVXFKDILUHZLWKZDWHUEXW
VZLWFKRIIWKHDSSOLDQFHDQGFRYHUWKHIODPHZLWKDOLG
RUDILUHEODQNHW
'DQJHURIILUH'RQRWVWRUHLWHPV
RQWKHFRRNLQJVXUIDFHV
,IWKHVXUIDFHLVFUDFNHGVZLWFKRII
WKHDSSOLDQFHWRDYRLGWKHSRVVLELOLW\RIHOHFWULFVKRFN
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
(1
 )RUPRGHOVZKLFKLQFRUSRUDWHDKREOLGFOHDQDQ\
VSLOODJHVRIIWKHOLGEHIRUHXVHDQGDOORZWKHFRRNHU
WRFRROEHIRUHFORVLQJWKHOLG
 'RQRWRSHUDWHWKHDSSOLDQFHZLWKDQH[WHUQDOWLPHU
RUVHSDUDWHUHPRWHFRQWUROV\VWHP
WKHDSSOLDQFHWLSSLQJWKH
VWDELOLVLQJEUDFNHWVPXVWEH
LQVWDOOHG)RUGHWDLOHG
LQIRUPDWLRQUHIHUWRWKHDQWL
WLOWLQJNLWVHWJXLGH
 'XULQJXVHWKHDSSOLDQFHZLOOJHWKRW&DUHVKRXOG
EHWDNHQWRDYRLGWRXFKLQJKHDWLQJHOHPHQWVLQVLGH
WKHRYHQ
 +DQGOHVPD\EHFRPHKRWDIWHUDVKRUWSHULRGGXULQJ
XVH
 'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRUVFRXUHUVWR
FOHDQRYHQVXUIDFHV7KH\FDQVFUDWFKWKHVXUIDFHV
ZKLFKPD\UHVXOWLQVKDWWHULQJRIWKHGRRUJODVVRU
GDPDJHWRVXUIDFHV
 'RQRWXVHVWHDPFOHDQHUVWRFOHDQWKHDSSOLDQFH
7RDYRLGWKHSRVVLELOLW\RIHOHFWULF
VKRFNPDNHVXUHWKDWWKHDSSOLDQFHLVVZLWFKHGRII
EHIRUHUHSODFLQJWKHODPS
$FFHVVLEOHSDUWVPD\EHKRWZKHQ
FRRNLQJRUJULOOLQJ.HHS\RXQJFKLOGUHQDZD\IURPWKH
DSSOLDQFHZKHQLWLVLQXVH
 <RXUDSSOLDQFHLVSURGXFHGLQDFFRUGDQFHZLWKDOO
DSSOLFDEOHORFDODQGLQWHUQDWLRQDOVWDQGDUGVDQG
UHJXODWLRQV
 0DLQWHQDQFHDQGUHSDLUZRUNVKRXOGRQO\EHFDUULHG
RXWE\DXWKRULVHGVHUYLFHWHFKQLFLDQV,QVWDOODWLRQ
DQGUHSDLUZRUNWKDWLVFDUULHGRXWE\XQDXWKRULVHG
'RQRWKDQJWRZHOVGLVKFORWKVRUFORWKHVIURPWKH
DSSOLDQFHRULWVKDQGOHV
0DNHVXUHWKDW\RXUDSSOLDQFHLVWXUQHGRIIDW
WKHPDLQVEHIRUHFDUU\LQJRXWDQ\FOHDQLQJRU
PDLQWHQDQFHRSHUDWLRQV
'RQRWUHPRYHWKHFRQWURONQREVWRFOHDQWKHFRQWURO
SDQHO
7RPDLQWDLQWKHHIILFLHQF\DQGVDIHW\RI\RXU
DSSOLDQFHZHUHFRPPHQG\RXDOZD\VXVHRULJLQDO
VSDUHSDUWVDQGWRFDOORXUDXWKRULVHGVHUYLFHDJHQWV
ZKHQQHHGHG
7KLVV\PERORQWKHSURGXFWRURQLWVSDFNDJLQJ
LQGLFDWHVWKDWWKLVSURGXFWVKRXOGQRWEH
WUHDWHGDVKRXVHKROGZDVWH,QVWHDGLWVKRXOG
EHKDQGHGRYHUWRWKHDSSOLFDEOHFROOHFWLRQ
SRLQWIRUWKHUHF\FOLQJRIHOHFWULFDODQG
HOHFWURQLFHTXLSPHQW%\HQVXULQJWKLVSURGXFWLV
GLVSRVHGRIFRUUHFWO\\RXZLOOKHOSSUHYHQWSRWHQWLDO
QHJDWLYHFRQVHTXHQFHVIRUWKHHQYLURQPHQWDQG
KXPDQKHDOWKZKLFKFRXOGRWKHUZLVHEHFDXVHGE\
LQDSSURSULDWHZDVWHKDQGOLQJRIWKLVSURGXFW)RUPRUH
GHWDLOHGLQIRUPDWLRQDERXWUHF\FOLQJRIWKLVSURGXFW
SOHDVHFRQWDFW\RXUORFDOFLW\RIILFH\RXUKRXVHKROG
ZDVWHGLVSRVDOVHUYLFHRUWKHUHWDLOHUZKR\RX
SXUFKDVHGWKLVSURGXFWIURP
Loading ...
Loading ...
Loading ...