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Paying for a Purchase Using Your Watch
Before you can use your watch to pay for purchases, you must
set up at least one payment card.
You can use your watch to pay for purchases in a participating
store.
1
Hold LIGHT.
2
Select .
3
Enter your four-digit passcode.
NOTE: If you enter your passcode incorrectly three times,
your wallet locks, and you must reset your passcode in the
Garmin Connect Mobile app.
Your most recently used payment card appears.
4
If you have added multiple cards to your Garmin Pay wallet,
select DOWN to change to another card (optional).
5
Within 60 seconds, hold your watch near the payment reader,
with the watch facing the reader.
The watch vibrates and displays a check mark when it is
finished communicating with the reader.
6
If necessary, follow the instructions on the card reader to
complete the transaction.
TIP: After you successfully enter your passcode, you can make
payments without a passcode for 24 hours while you continue to
wear your watch. If you remove the watch from your wrist or
disable heart rate monitoring, you must enter the passcode
again before making a payment.
Adding a Card to Your Garmin Pay Wallet
You can add up to ten credit or debit cards to your Garmin Pay
wallet.
1
From the fēnix 5/5S/5X Plus device page in the Garmin
Connect Mobile app, select Garmin Pay > .
2
Follow the on-screen instructions to enter the card
information and add the card to your wallet.
After the card is added, you can select the card on your watch
when you make a payment.
Managing Your Garmin Pay Wallet
You can view detailed information about each of your payment
cards, and you can suspend, activate, or delete a card. You can
also suspend or delete your whole Garmin Pay wallet.
NOTE: In some countries, participating financial institutions may
restrict the wallet features.
1
From the fēnix 5/5S/5X Plus device page in the Garmin
Connect Mobile app, select Garmin Pay > Manage Your
Wallet.
2
Select an option:
• To suspend a specific card, select the card, and select
Suspend.
The card must be active to make purchases using your
fēnix 5/5S/5X Plus device.
• To temporarily suspend all cards in your wallet, select
Suspend Wallet.
You cannot pay using your fēnix 5/5S/5X Plus device until
you unsuspend at least one card using the app.
• To unsuspend your suspended wallet, select Unsuspend
Wallet.
• To delete a specific card, select the card, and select
Delete.
The card is completely deleted from your wallet. If you
want to add this card to your wallet in the future, you must
enter the card information again.
• To delete all cards in your wallet, select Delete Wallet.
Your Garmin Pay wallet and all the card information
associated with it are deleted. You cannot pay using your
fēnix 5/5S/5X Plus device until you create a new wallet
and add a card.
Changing Your Garmin Pay Passcode
You must know your current passcode to change it. Your
passcode cannot be recovered. If you forget your passcode, you
must delete your wallet, create a new one, and reenter your card
information.
You can change the passcode required to access your
Garmin Pay wallet on your fēnix 5/5S/5X Plus device.
1
From the fēnix 5/5S/5X Plus device page in the Garmin
Connect Mobile app, select Garmin Pay > Reset Passcode.
2
Follow the on-screen instructions.
The next time you pay using your fēnix 5/5S/5X Plus device, you
must enter the new passcode.
Music
You can download audio content to your device from your
computer or from a third-party provider, so you can listen when
your smartphone is not nearby. To listen to audio content stored
on your device, you must connect headphones with Bluetooth
technology.
You can use the music controls to control music playback on
your smartphone or to play music stored on your device.
Connecting to a Third-Party Provider
Before you can download music or other audio files to your
compatible watch from a supported third-party provider, you
must connect to the provider using the Garmin Connect app.
1
From the Garmin Connect app, select or .
2
Select Garmin Devices, and select your device.
3
Select Music.
4
Select Get Music Apps, locate a provider, and follow the on-
screen instructions.
NOTE: If you have already installed a provider, you can
select it and follow the on-screen instructions.
Downloading Audio Content from a Third-Party
Provider
Before you can download audio content from a third-party
provider, you must connect to a Wi‑Fi network (Connecting to a
Wi
‑
Fi Network, page 8).
1
Hold DOWN from any screen to open the music controls.
2
Hold MENU.
3
Select Music Providers.
4
Select a connected provider.
5
Select a playlist or other item to download to the device.
6
If necessary, select BACK until you are prompted to sync
with the service, and select Yes.
NOTE: Downloading audio content can drain the battery. You
may be required to connect the device to an external power
source if the battery is low.
Music 9
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