Yes don't worry comes with ink it is recommended to buy spare cartridges if you print a lot though
#2 Can i scan to print aka copy from scanner to print ) without plugging in to a computer?
Yes, you can print off the glass or from the regular way to print but you have to plug the printer up or you use the WiFi if it's compatible. It's not always easy to put other electronic to it though.
#3 Can you choose whether you want to copy in color or black and white?
My printer has a black button when i want to print in just black. it prints in color unless ipress black button.
#4 Can i set it up without loading disk into my laptop?
I used the disk to set up my computer. I don't have a laptop, so I am not sure.