#2 Can you just program this radio to frs channels only?
Yes, you can specifically program it to ONLY FRS if you wanted, but really the answer is that you can program it to whatever the radio and software will allow you to, and of course the FCC. Check the forums about transmit power to stay within FCC rules. RadioReference is a great resource. And of course google it. Chirp is a great programming software that is free. Good luck!