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U
SER
’
S
G
UIDE
— 73
Monthly Mortgage (P&I) Payment, 26
Mortgage Loan (TVM) Keys, 6
MORTGAGE LOANS/TIME-VALUE-OF-MONEY (TVM) EXAMPLES, 25
Non-Monthly Loans, 29
Odd-Days Interest and APR, 48
Paying Off a Loan Early (Making Larger Payments), 27
Percentage Calculations, 16
PITI Payment (Tax and Insurance Entered as %), 34
Preference Settings, 20
Qualifying Comparison, 58
QUALIFYING EXAMPLES, 54
Qualifying Keys, 10
Qualifying Loan Amount and Sales Price, Finding, 55
Qualifying Loan Amount and Sales Price--Complete Example, 56
Quarterly Payment, Finding a, 29
Reduction in Listing Price (Discount %), 17
Rent vs. Buy, 36
Rent vs. Buy Keys, 10
Repair and Return guidelines, 69
Reset, 68
Restricted Qualifying, 57
Sales Price/Down Payment, 30
Simple Interest vs. Compound Interest, 28
Storing New Income/Debt Qualifying Ratios, 54
Tax and Insurance $, Setting, 32
Tax and Insurance % or $, Calculating, 33
Tax and Insurance % Rates, Recalling, 32
Tax and Insurance % Rates, Setting, 32
Tax Savings Keys, 9
Tax, Insurance and Expense Keys, 13
Taxes and Insurance, 31
Term of a Loan, 26
Total Payment, 34
Total Principal/Total Interest for a 30-Year Loan, 42
Trust Deeds and Discounted Notes, 50
Unrestricted Qualifying, 57
Warranty, 70
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