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U
SER
S
G
UIDE
1
The
Q
UALIFIER
P
LUS
III
X
was custom-designed for mortgage lenders and
residential real estate professionals. With the push of a few buttons,
it will pre-qualify prospective buyers instantly and solve hundreds of
mortgage loan problems with ease! It’s the most
complete
and
easy-
to-use
real estate finance calculator on the market!
Features:
Easy and Complete Buyer Qualifying
Find Qualifying Loan Amount, Income Required and
Maximum Allowable Debt
Use 2 Qualifying Ratios at Once to Compare Different Loans
(e.g., conventional vs. FHA/VA loans)
Find the Restricted and Unrestricted Qualifying Loan Amount
Instant P&I, PITI and Total Payment
Interest-Only Payment
Expanded Tax and Insurance Capabilities
Built-in Sales Price and Down Payment
Works in Annual Term and Interest
Flexible, “what if” Loan or TVM Calculations —
Finds Loan
Amount, Term, Interest or Payment
Future Value and Appreciation
Complete Amortization
Remaining Balances/Balloon Payments
Adjustable Rate Mortgages (ARMs)
APR and Total Finance Charges
Bi-Weekly Loans
Trust Deeds (investments)
Date Math
Also Works as a Standard Math Calculator
New!
1st and 2nd Trust Deeds (80:10:10/80:15:5),
or Combo Loans
APR, including Mortgage Insurance
Income Tax Savings, Mortgage Interest Deduction
Interest-Only Payments
Loan-to-Value (LTV)
Odd-Days Interest (ODI) and Month Offset
Rent vs. Buy
Introducing the Q
UALIFIER
P
LUS
®
III
X
Mortgage Loan Calculator
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