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13&(/"/5 80.&/
*/'*/*5* SFDPNNFOET UIBU QSFHOBOU XPNFO
VTF TFBU CFMUT 5IF TFBU CFMU TIPVME CF
XPSO TOVH BOE BMXBZT QPTJUJPO UIF MBQ
CFMU BT MPX BT QPTTJCMF BSPVOE UIF IJQT
OPU UIF XBJTU BOE QMBDF UIF TIPVMEFS CFMU
PWFS ZPVS TIPVMEFS BOE BDSPTT ZPVS DIFTU
/FWFS SVO UIF MBQTIPVMEFS CFMU PWFS ZPVS
BCEPNJOBM BSFB $POUBDU ZPVS EPDUPS GPS
TQFDJGJD SFDPNNFOEBUJPOT
*/+63&% 1&340/4
*/'*/*5* SFDPNNFOET UIBU JOKVSFE QFSTPOT
VTF TFBU CFMUT EFQFOEJOH PO UIF JOKVSZ
$IFDL XJUI ZPVS EPDUPS GPS TQFDJGJD SFDPN
NFOEBUJPOT
13&$3"4) 4&"5 #&-54 8*5) $0.
'035 '6/$5*0/ GSPOU TFBUT JG TP
FRVJQQFE
5IF QSFDSBTI TFBU CFMU UJHIUFOT UIF TFBU
CFMU XJUI B NPUPS UP IFMQ SFTUSBJO GSPOU TFBU
PDDVQBOUT 5IJT IFMQT SFEVDF UIF SJTL PG
JOKVSZ JO B DPMMJTJPO
5IF NPUPS SFUSBDUT UIF TFBU CFMU VOEFS UIF
GPMMPXJOH FNFSHFODZ DPOEJUJPOT
. %VSJOH FNFSHFODZ CSBLJOH
. %VSJOH TVEEFO TUFFSJOH NBOFVWFST
. "DUJWBUJPO PG UIF *OUFMMJHFOU #SBLF "TTJTU
*#" TZTUFN 4FF g*OUFMMJHFOU #SBLF
"TTJTU *#" TZTUFNu 1
5IF QSFDSBTI TFBU CFMU XJMM OPU CF BDUJWF
XIFO
. UIF TFBU CFMU JT OPU GBTUFOFE
. UIF WFIJDMF TQFFE JT VOEFS .1)
LNI EVSJOH FNFSHFODZ CSBLJOH
. UIF WFIJDMF TQFFE JT VOEFS .1)
LNI EVSJOH TVEEFO TUFFSJOH NBOFV
WFST
5IF QSFDSBTI TFBU CFMU XJMM OPU CF BDUJWF
XIFO UIF CSBLF QFEBM JT OPU EFQSFTTFE
FYDFQU XIFO TVEEFO TUFFSJOH NBOFVWFST
PDDVS BOE UIF *OUFMMJHFOU #SBLF "TTJTU *#"
TZTUFN BDUJWBUFT
5IF NPUPS BMTP SFUSBDUT UIF TFBU CFMU XIFO
UIF TFBU CFMU JT GBTUFOFE PS VOGBTUFOFE
8IFO UIF TFBU CFMU JT GBTUFOFE UIF NPUPS
UJHIUFOT UIF TFBU CFMU GPS B TOVH GJU 8IFO
UIF TFBU CFMU JT VOGBTUFOFE UIF NPUPS
SFUSBDUT UIF TFBU CFMU *G UIF TFBU CFMU JT OPU
GVMMZ SFUSBDUFE UIF NPUPS SFUSBDUT UIF TFBU
CFMU XIFO UIF EPPS JT PQFOFE
"MXBZT XFBS ZPVS TFBU CFMU DPSSFDUMZ BOE TJU
VQSJHIU BOE XFMM CBDL
*G UIF NPUPS DBOOPU SFUSBDU UIF TFBU CFMU
XIFO UIF TFBU CFMU JT GBTUFOFE PS VOGBT
UFOFE JU NBZ JOEJDBUF UIF QSFDSBTI TFBU
CFMU TZTUFN IBT B NBMGVODUJPO )BWF ZPVS
*/'*/*5* SFUBJMFS DIFDL BOE SFQBJS UIF
TZTUFN
8IFO UIF TFBU CFMU JT SFUSBDUFE SFQFBUFEMZ
JO B TIPSU QFSJPE PG UJNF UIF NPUPS NBZ OPU
CF BCMF UP SFUSBDU UIF TFBU CFMU "GUFS
TFDPOET UIF NPUPS SFBDUJWBUFT BOE SFUSBDUT
UIF TFBU CFMU *G UIF TFBU CFMU TUJMM DBOOPU CF
SFUSBDUFE CZ UIF NPUPS UIF QSFDSBTI TFBU
CFMU TZTUFN IBT B NBMGVODUJPO )BWF ZPVS
*/'*/*5* SFUBJMFS DIFDL BOE SFQBJS UIF
TZTUFN
5)3&&10*/5 5:1& 4&"5 #&-5
8"3/*/(
. &WFSZ QFSTPO XIP ESJWFT PS SJEFT JO UIJT
WFIJDMF TIPVME VTF B TFBU CFMU BU BMM
UJNFT
. %P OPU SJEF JO B NPWJOH WFIJDMF XIFO UIF
TFBUCBDL JT SFDMJOFE 5IJT DBO CF EBOHFS
PVT 5IF TIPVMEFS CFMU XJMM OPU CF BHBJOTU
ZPVS CPEZ *O BO BDDJEFOU ZPV DPVME CF
UISPXO JOUP JU BOE SFDFJWF OFDL PS PUIFS
TFSJPVT JOKVSJFT :PV DPVME BMTP TMJEF
VOEFS UIF MBQ CFMU BOE SFDFJWF TFSJPVT
JOUFSOBM JOKVSJFT
4BGFUZ 4FBUT TFBU CFMUT BOE TVQQMFNFOUBM SFTUSBJOU TZTUFN
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